Live Your Dream

Ensure Your Family's Financial Security With Retirement And Insurance Protection

You may qualify up to $700K to $1M without a medical

Become Financially Ready

Plan your life with confidence

We offer you a full line of personal insurance & registered retirement and tax-free savings accounts to suit your needs.

Savings & Growth

Combine the power of saving and insurance retirement planning strategies, to grow your wealth exponentially, and enjoy financial freedom.

Life Insurance

From Universal Life, Whole Life, to Term—Don’t be afraid. Life Insurance doesn’t have to be difficult. I can walk you through the difference between them. We can discuss how much coverage you need and how you and your loved ones can both benefit!

Other services

Whether it’s Travel, Critical Illness Insurance, or Children’s Education Plan, I can walk you through a full line of personal insurance & registered retirement and tax-free savings accounts that may suit your needs! We partnered an experts as well for your credit consolidation.

Disability Insurance

Secure income protection in the event of disability, and physical limitation to work.

Business Protection

Shield your company’s growth and financial well-being in the event of business interruption or need for operational support.

Final Expenses

Pre-plan your final expense costs and give your family the financial support they need in their most vulnerable hour.

About me

Hello, Hazel Dino

I want to help you because I truly understand the challenges of not having life insurance. I've been there myself, feeling the weight of uncertainty and the mental strain when a loved one passes without the protection in place. I know how important it is to make sure your family is taken care of, and I’m here to help you avoid that kind of hardship.

As an independent insurance advisor, I’m here to work for you. I have access to range of products and services, and I’m qualified to find the policies that best fit your needs. With my Life, Accident, and Sickness licenses in Manitoba, Alberta, Ontario, and British Columbia, I’m ready to help you find the right solution, wherever you are.

Saving & Retirement

Family Protection

Income Protection

Travel Insurance

Why I become a Insurance Broker?

My father passed away when he was just 45 Years old. He was the heart and backbone of our family. A dedicated electrical and mechanical engineer who worked tirelessly to provide for us. Life as we knew it changed overnight when he was diagnosed with a terminal illness. Within six short months, he was gone. I was only 18, and losing him felt like the ground had disappeared beneath my feet.

What little savings he had worked so hard for were wiped out by hospital bills. Suddenly, we had nothing. As the eldest of four siblings, I felt the weight of the world on my shoulders. My mom, a homemaker her entire life, was left with no income, and we had no idea how we’d keep going. Along with the grief, there was this suffocating fear of what would happen to us.

We did what we could. Out of sheer desperation, we started selling food on the streets just to survive. There were days we went hungry, nights we had no roof over our heads, and countless moments filled with frustration and uncertainty. Those times were painful, but they also taught us something we never expected—how to endure, how to fight, and how to keep going, no matter how impossible it seemed.

At 18, I lost my father and learned the hard way what life without insurance feels like a grief, struggle, and desperation.

Innocence pays the price when knowledge is lacking, and those driven by greed see vulnerability as an opportunity, not a call for compassion

Struggle is real

Before my father passed away, he mentioned his life insurance, and we tried to claim it. But since he worked overseas, getting through to the company was nearly impossible. We had so few resources, and when we finally did, they denied the claim because he had passed away in his home country. That rejection hit us like a brick wall—we were devastated, left feeling completely hopeless.

Then, one day, one of my father’s friends from North America came to visit. When he heard about our situation, he offered to help. We handed him all the documents and medical records we had. Thankfully, the insurance company was based in North America, and a few months later, we got a letter saying my father was eligible for the claim. They listed the documents we needed to submit, and for the first time in a long while, we felt a spark of hope.

But that hope quickly turned into more frustration. My mom didn’t know how to handle the paperwork, and every time she asked for help—from lawyers or other people—they demanded huge fees, taking advantage of our desperation. My mom refused to give in, but that left us stuck.

For five long years, we searched for someone who could truly help us without trying to take advantage. During that time, we went through so much hardship. My siblings and I had to stop going to school, and life felt like one endless struggle. Our hopes felt shattered, like pieces of broken glass we couldn’t put back together. Those years left a mark we’ll never forget.

Struggle is real

Before my father passed away, he mentioned his life insurance, and we tried to claim it. But since he worked overseas, getting through to the company was nearly impossible. We had so few resources, and when we finally did, they denied the claim because he had passed away in his home country. That rejection hit us like a brick wall—we were devastated, left feeling completely hopeless.

Then, one day, one of my father’s friends from North America came to visit. When he heard about our situation, he offered to help. We handed him all the documents and medical records we had. Thankfully, the insurance company was based in North America, and a few months later, we got a letter saying my father was eligible for the claim. They listed the documents we needed to submit, and for the first time in a long while, we felt a spark of hope.

But that hope quickly turned into more frustration. My mom didn’t know how to handle the paperwork, and every time she asked for help—from lawyers or other people—they demanded huge fees, taking advantage of our desperation. My mom refused to give in, but that left us stuck.

For five long years, we searched for someone who could truly help us without trying to take advantage. During that time, we went through so much hardship. My siblings and I had to stop going to school, and life felt like one endless struggle. Our hopes felt shattered, like pieces of broken glass we couldn’t put back together. Those years left a mark we’ll never forget.

Innocence pays the price when knowledge is lacking, and those driven by greed see vulnerability as an opportunity, not a call for compassion

Everything Changes

After five long years of waiting and struggling, we finally completed all the documents we needed for the insurance claim. Just as we were ready to move forward, another challenge hit us—a final ultimatum from the insurance company. They said if we didn’t submit the paperwork immediately, the claim would be forfeited. It felt like the clock was ticking on everything we had worked so hard for. Thankfully, by some stroke of luck or fate, we had finished the documents on the same day the letter arrived.

A month after sending everything in, we finally received the cheque. It was divided equally among the five of us since my siblings had already become adults. That money didn’t just help us, it gave us our lives back. It allowed us to get back on our feet, go back to school, and dream again.

My two brothers became engineers, my sister became a nurse, and I became a website developer. That insurance claim wasn’t just money, it was hope. It gave us the chance to carry on my father’s legacy, to build the future he always wanted for us. In many ways, it felt like he was still taking care of us, even after he was gone. Life insurance didn’t just save us; it gave us a second chance.

The insurance claim wasn’t just money; it was hope. It felt like my father was still with us, looking out for us and taking care of us.

I’m pledge to serve you because I know how important it is to protect the ones you love, giving them peace of mind no matter what.

Why I wanted to serve you?

I want to help you because I’ve been through the experience of not having life insurance, and I know how hard it can be. I’ve seen firsthand what it feels like to struggle, to feel the weight of not having enough, and the sadness, fear, and devastation that comes when a family loses someone and doesn’t have the protection they need. As a young adult, I felt all of that, and it’s something I never want anyone to go through if I can help it.

But with life insurance, I’ve also seen how it changes everything. It gives families the security to know that even when you're no longer around, they’ll still have the support they need. I believe we all want to protect the ones we love, and that’s exactly what life insurance does. We love our families, and it’s our job to make sure they’re safe. I’m here to work with you, to make sure you’re covered and that your loved ones are protected, no matter what. Let’s make sure they’re taken care of, together.

Why I wanted to serve you?

I want to help you because I’ve been through the experience of not having life insurance, and I know how hard it can be. I’ve seen firsthand what it feels like to struggle, to feel the weight of not having enough, and the sadness, fear, and devastation that comes when a family loses someone and doesn’t have the protection they need. As a young adult, I felt all of that, and it’s something I never want anyone to go through if I can help it.

But with life insurance, I’ve also seen how it changes everything. It gives families the security to know that even when you're no longer around, they’ll still have the support they need. I believe we all want to protect the ones we love, and that’s exactly what life insurance does. We love our families, and it’s our job to make sure they’re safe. I’m here to work with you, to make sure you’re covered and that your loved ones are protected, no matter what. Let’s make sure they’re taken care of, together.

I’m pledge to serve you because I know how important it is to protect the ones you love, giving them peace of mind no matter what.

Who We Worked with

PARTNERS

Who We Work With

"Our passion is to empower you to take that burden of trying to figure it out yourself, and we help you achieve your financial goals with high-quality service with a free consultation."

Take the first step towards securing a better future for you and your family

Receive a personalized life insurance quote tailored to your unique needs. Act now for peace of mind tomorrow.

I agree to terms & conditions provided by the company. By providing my phone number, I agree to receive text messages from the business.

Answering these questions will help you determine what type, and how much, of insurance your family needs.

Most people have debt - mortgage, credit cards, car payments. It is important that you provide us with information about your current debt so that we can ensure your life insurance will cover these obligations and leave something for your loved ones as well.

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No jargon. No messy paperwork. Just world-class service, easy to understand process, and incredibly rewarding - allowing more ways for you to create and protect wealth.